Financing & Insurance

Smart Dental has a wide variety of financing options for our patients including cash payments, insurance processing, and longer-term financing options. Our highly trained front desk team is almost always able to find a payment option that is convenient for our patients.

We understand that it is important to you to budget for your healthcare needs and that surprises can be stressful. Therefore, before you receive a treatment or procedure, our specialists will always review what the service will cost up front with you and help you plan for your best course of action.

All co-payments and deductibles are due at the time of service. Smart Dental accepts cash, check, Visa, Mastercard, American Express, and Discover. A 5% courtesy discount is offered if the total service is paid in full with cash or check on the day of treatment.


If a payment plan is more convenient for you, apply through CareCredit at www.carecredit.com

Insurance Processing

Smart Dental processes most dental insurances. Speak with our office staff to learn more about your specific insurance plan and we will answer any questions you have. The following insurance companies are in-network for Smart Dental.

Frequently Asked Questions

How do I know how much my service will cost?

Smart Dental will review a treatment plan with you prior to your service that includes all of the out of pocket costs so that there are no surprises for you.

What payment options do I have?
Smart Dental accepts cash, check, credit cards including Visa and Mastercard, as well as more flexible payment plan options through CareCredit.
What if I don't have insurance?

Smart Dental accepts cash, check, Visa, Mastercard, American Express and Discover at the time of service. We offer a 5% courtesy discount if the total service is paid in full with cash or check on the day treatment is completed.

What insurance do you accept?

Smart Dental processes most insurance plans. Delta Dental and Momentum Insurance plans are in-network for Smart Dental.

What is Care Credit?
Care Credit is a company that helps extend payment terms to patients over a period of time. You can learn more information at www.carecredit.com.
When is my payment due?
All co-payments and deductibles are due at the time of your service at the office.

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